Minnesota State Real Estate Practice Test

To whom must the written notice of intent to file a lien be sent?

1. The county clerk

2. The property's owner

3. The mortgage lender

4. The contractor

The correct answer is: The property's owner

The correct choice of sending the written notice of intent to file a lien is to the property's owner. This requirement is grounded in the concept of notifying the individual who has a vested interest in the property that a lien may be placed against it. This notice serves as a warning to the property owner that payment for services or materials has not been received, and that the creditor is preparing to assert their legal rights to ensure payment. Communicating this notice to the property owner allows them the opportunity to settle any outstanding debts before a lien is officially filed. It emphasizes the importance of direct communication in real estate transactions and the need for property owners to be aware of any potential claims against their property. This process aids in maintaining transparency and can sometimes help prevent further legal actions, fostering cooperation between the parties involved. While the other choices, such as the county clerk, mortgage lender, and contractor, are relevant entities in real estate transactions, the primary duty of notification lies with the property owner, as they are the individual responsible for the property and its obligations.