Minnesota State Real Estate Practice Test 2025 - Free Real Estate Practice Questions and Study Guide

A home warranty typically covers repairs and replacements of major home systems and appliances. This coverage is designed to provide financial protection for homeowners, should these essential systems—such as plumbing, electrical, heating, and air conditioning—or major appliances like ovens, refrigerators, and washing machines malfunction due to normal wear and tear.

The purpose of a home warranty is to alleviate the stress and cost associated with unexpected repairs after the purchase of a home. While it does not cover issues related to home maintenance or upgrades, it specifically targets the functional performance of these crucial systems and appliances, which can be costly to repair or replace.

In contrast, maintenance of the exterior landscaping is generally the homeowner's responsibility and is not covered by a home warranty. Homeowner's insurance, which protects against natural disasters and other specific risks, is entirely different from the coverage provided by a home warranty. Finally, costs related to selling the home, such as real estate commissions or closing costs, fall outside the scope of what a home warranty provides.